1. MoneyTap :

The first app-based credit line in India is MoneyTap. This credit card has made taking credit more affordable because it offers no-usage-no-interest rates. The app consists of a personal loan section that provides a line of credit to customers who need itBasically, MoneyTap is a money lending company with flexible interest rates that serves clients in Delhi NCR, Mumbai, Bangalore, Hyderabad, and Chennai, as well as 30+ cities throughout the country.

2. Dhani :

This app, commonly known as phone se loan, instantly disburses the loan amount to your bank account. Anytime, anywhere, you can apply for a personal loan Download the Dhani loan app for free, enter your Adhaar card number, and get instant access to your loan amount.  

3. India Lends :

In India, IndiaLends offers instant personal loans, credit cards, and free credit reports. With IndiaLends, you can get instant personal loans online at the best rates and receive the funds in 48 hours or less.

4. KreditBee :

Young professionals can apply for a personal loan instantly with KreditBee. There is a maximum loan amount of 1 lakh. There is no paper involved in the loan process. You will receive the funds directly in your bank account.

5. NIRA :

An Indian FinTech company called NIRA offers lines of credit to salaried professionals. Lines of credit are the form of personal loans offered to you. It is possible to withdraw a minimum of ₹ 5,000 each time. Depending on how much you borrow and when you repay the loan, you will be charged interest.  

6. CASHe :

It provides short-term personal loans only to salaried individuals via an app-based digital lending platform. When applying for a cash loan, you need to upload documents like salary slips, bank statements, address proof, and PAN cards.

7. Money View :

Money View’s personal loan app can get you a loan within two hours.The loan amount ranges from 10,000 to 5 lakhs with Money View.  There is a 3 month to 5 year repayment period. 

8. Early Salary :

An Indian FinTech startup, EarlySalary, is changing the way money is lent in the country. There is a maximum loan amount of 2 lakh, with an interest rate of 2% per month.

9. SmartCoin :

FinTech company SmartCoin offers a user-friendly and scalable lending platform for its HomeCredit1 customers. The app provides instant loans for individuals looking for short-term loans in India.

10. Home Credit

As part of the international Home Credit Group, Home Credit India operates in ten countries across the globe. Instant loan apps in India make financial services simple, transparent and easily accessible.

Leave a Reply

Your email address will not be published. Required fields are marked *