Why Travel Insurance :
Planning and enjoying a holiday are essential to an ideal vacation. It is extremely important to have a travel insurance plan in place to ensure success. Making your journey stress-free and safe is one of the most important aspects of your trip.
Medical/health care facilities in foreign countries are extremely expensive. Preventive measures such as insuring oneself while away from home have always been recommended. Travel Insurance is often overlooked by tourists traveling abroad for vacations, believing that unforeseen events like natural calamities and social unrest will not occur.
Individuals are unable to deal with these events in their capacity.
Benfits Of Insurace :
- Trip Delay or Cancellation
- Repatriation of Mortal Remains
- Personal Accident Cover
- Passport Loss
- Missed Connecting Flights
- Medical Expenses
- Emergency Medical Evacuation
- Emergency Cash Advances
- Compassionate Visit
- Baggage Loss or Delay
Top Travel Insurance Provider :
1. ICICI Lombard Travel Insurance :
There is a wide range of coverages and plans available at ICICI Lombard to suit the needs of every individual. ICICI Lombard offers a variety of travel insurance plans that cover travelers from 3 months to 85 years of age, with no medical examination required for policy issuance. Not only does the policy provide you with protection, but it also provides value added services to your family members back home.
2. Bharti AXA Travel Insurance :
Over 130 countries are covered by Bharti AXA travel insurance. In addition, Bharti Assist Global provides 24 X 7 customer support for all insurance-related issues. A medical check-up is not required for Bharti AXA customers up to 70 years of age. All 26 Schengen countries are covered by three Schengen travel insurance plans.
3. Reliance Travel Insurance :
Worldwide cashless hospitalization is available through Reliance travel insurance. No medical checkup is required for the travel insurance to be issued. A pre-existing condition that is not disclosed or not declared will not be covered by Reliance.
Best Reliance Travel Insurance Plans :
- Reliance Standard Travel Insurance Policy
- Reliance Silver Travel Insurance Policy
- Reliance Gold Travel Insurance Policy
- Reliance Platinum Travel Insurance Policy
The medical coverage of SBI general insurance is up to $500,000. Medical expenses covered by the plan are primarily those relating to an emergency. Additionally, SBI does not cover travellers who travel against medical advice, have pre-medical conditions, or are taking part in adventure sports.
When delays are caused by public transportation, the insurer automatically extends the claim for 7 days. In addition, travel insurance can be extended for a maximum of 180 days as long as the overall trip duration does not exceed 270 days.
The only insurer that pays for bail bonds and hole-in-ones for golfers is SBI.
5. Bajaj Allianz Travel Insurance :
Travel Ezee is the only automated claim settlement service offered by Bajaj Allianz.
In this scenario, Bajaj Allianz tracks certain claim events, such as flight delays, and informs the person and credits their claim amount instead of the individual initiating the claim.
Best Bajaj Allianz Travel Insurance Plans :
- Bajaj Allianz Travel companion Insurance with three Plans – Travel care, Travel secure and Travel value.
- Bajaj Allianz Travel Elite Insurance with three Plans – SIlver, Gold and Platinum
- Bajaj Allianz Travel Prime Insurance with five Plans
