The first app-based credit line in India is MoneyTap. This credit card has made taking credit more affordable because it offers no-usage-no-interest rates

This app, commonly known as phone se loan, instantly disburses the loan amount to your bank account.

This app, instant personal loans online at the best rates and receive the funds in 48 hours or less

There is no paper involved in the loan process. You will receive the funds directly in your bank account.

Lines of credit are the form of personal loans offered to you. It is possible to withdraw a minimum of ₹ 5,000 each time.

It provides short-term personal loans only to salaried individuals via an app-based digital lending platform.

The loan amount ranges from 10,000 to 5 lakhs with Money View.  There is a 3 month to 5 year repayment period.

There is a maximum loan amount of 2 lakh, with an interest rate of 2% per month.

FinTech company SmartCoin offers a user-friendly and scalable lending platform for its HomeCredit1 customers.

As part of the international Home Credit Group, Home Credit India operates in ten countries across the globe.